Prefer to talk? Our team is here to help.
What would you do if you couldn’t work due to long-term illness or injury? Losing your income during an already stressful period is a frightening prospect but having the right income protection policy in place can provide enormous value and security to you and your dependants.
If you were unable to work and couldn’t rely on your savings or sick pay to pay the mortgage, your bills and maintain your lifestyle, income protection would pay out up to 70% of your salary tax free until you were able to return to work or retire.
There various types of income protection policies so shopping around is important to make sure you have the right cover available to you.
At it’s highest level, there are two types of Income protection policy:
Our comprehensive comparison service is quick and easy so you can compare the price of income protection with the level of cover.
Provide financial support to your dependents in the unfortunate case of you dying
|Private Medical Insurance||
Provides you with a tax-free ‘lump sum’ if you’re diagnosed with a serious illness covered by your policy
|Home & Building Insurance||
Cover everything in your home, from the physical structure to your prized possessions inside.
If you are unable to work for as little as 30 days through accident, sickness or unemployment, you income protection policy can provide a regular monthly payment up to retirement to help you ensure life continues as normal, and your bills are paid.
Depending on which policy you choose, income protection cover can pay you up to 70% of your gross annual income - tax free!
We will collect quotes for you from the UK's best providers who offer a number of different protection plans, and each will take certain information into account when deciding the level of your premium.
It is always a good to discuss your circumstances with one of our team who can talk you through how certain factors may affect the quote such as;
Occupation/ Residential Status / Smoke Status/ Pre-Existing health conditions/
Request a Call back Today!
Typical Exclusions May Include;
• Self-inflicted injuries
• Alcohol or drug abuse
• Pre-existing medical conditions
One in three working families in England would not be able to afford to pay their rent or mortgage for more than a month if they lost their job.* *Shelter figures, from fieldwork undertaken between 18th – 22nd July 2016
If you are not sure what you need or which product will meet your requirements, then we recommend talking to one of our helpful independent specialists.