Prefer to talk? Our team is here to help.
A Funeral Plan is a policy that allows you to plan and pay for your funeral in advance.
Rising costs means families are struggling to find the money to pay for their loved ones’ funeral, causing serious financial stress when left to cover the shortfall. The average funeral price in the UK now costs £4,078 – a 70% increase in just a decade. Trends indicate that the average cost of a funeral in 2029 will cost approximately £10,203.
Planning ahead and arranging a Funeral Plan can be a simple way of ensuring your loved ones are protected in the future against the rising costs of a funeral, and ensuring you have the send off you want and deserve.
The great thing about a Funeral Plan is that it doesn’t take into consideration any medical health conditions.
The only element that would affect your premium is the type of funeral plan you choose. Only basic questions during your application process, so it’s quick and simple to put in place.
This type of plan may suit your needs if you do not have finances to cover your funeral, and are usually aimed at the over 50s age group.
Those under 50 are usually better suited to a Life Insurance plan. However, you’re never too young to plan for your own funeral and our service team will happily help you to compare suitable options.
Life Insurance | This product will provide financial support to your dependents in the unfortunate case of you dying. |
Over 50s | This type of policy will provide you with a tax-free ‘lump sum’ if you’re diagnosed with a serious illness covered by your policy. |
Will Writing Service | Plan exactly what will happen to your property following your demise. |
You either pay a lump sum or installments to the plan provider, or to a funeral director. The money is either invested into a trust fund with trustees, or in an insurance policy which is then used to pay for your funeral.
Our friendly team is happy to discuss the funeral plans available to you and any questions that you may have. They can help to explain costs and any factors you may not yet have considered so you can make an informed decision.
SunLife’s 2017 Cost of Dying Report shows that the average funeral in the UK now costs £4,078 –and the total cost of dying has risen to £8,905.
If you are not sure what you need or which product will meet your requirements, then we recommend talking to one of our helpful independent specialists.