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It goes without saying that you could never be replaced, but with an over 50s life insurance plan, your loved ones wouldn’t be burdened with the financial pressure that would come with your loss.
It is a simple and affordable way to leave a cash lump sum to loved ones. The proceeds of your plan can be used to help preserve your family’s standard of living and fulfil future goals. Any payments received by your beneficiaries are received tax free.
We will compare plans from the UK’s best providers to find the right plan to suit your situation and budget. Our service is fast, free and simple, so you can relax knowing you have made the right decision in providing for your loved ones.
With an over 50s policy there is no medical required and acceptance is guaranteed. You decide on your monthly premium and the provider will show you what pay-out to expect. This could be ideal if you’re looking for a life insurance policy where you choose what you want to pay and no medical checks are required.
There are also several other insurance products you can use to protect yourself from money problems if you’re ill or injured or if you die and you want others to be protected.
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This type of policy will provide you with a tax-free ‘lump sum’ if you’re diagnosed with a serious illness covered by your policy.
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Plan exactly what will happen to your property following your demise.
Leave your loved ones clear instructions on your wishes, from who will receive specific items to the kind of funeral you would like.
An Over 50s plan pays out the full lump sum if you die after the plan has been in force for just 12 months, although qualifying periods change depending on insurer.
If you pass away in the first 12 months of the policy being in force due to any cause other than an accident then any premiums paid into the plan will be paid back to your family.
The SunLife Cost of Dying report – the UK’s leading report into funeral costs – shows that the average funeral in the UK now costs £4,078.
If you are not sure what you need or which product will meet your requirements, then we recommend talking to one of our helpful independent specialists.